:root{--navy:#072c55;--deep:#052140;--blue:#007dc4;--sky:#e7f5ff;--teal:#30c9c0;--ink:#172d45;--muted:#64778b;--line:#dce8f0;--white:#fff;--shadow:0 24px 60px #12385e20}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:'DM Sans',sans-serif;line-height:1.6}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Manrope,sans-serif;letter-spacing:-.045em;line-height:1.15}h1{font-size:clamp(2.65rem,5.5vw,5rem);font-weight:800}h2{font-size:clamp(2rem,3.5vw,3.3rem)}h3{font-size:1.15rem}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button{cursor:pointer}.wrap{width:min(1180px,calc(100% - 44px));margin:auto}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;border-radius:14px;padding:15px 23px;font-weight:800;line-height:1.25;text-align:center;transition:transform .18s,box-shadow .18s}.btn:hover{transform:translateY(-2px)}.btn.primary{background:var(--blue);color:white;box-shadow:0 9px 20px #006caf32}.btn.light{background:white;color:var(--navy)}.btn.outline{border:1px solid #8fc9ee;color:var(--navy);background:transparent}.mini{font-size:.74rem;font-weight:800;letter-spacing:.15em;text-transform:uppercase;color:var(--blue)}header{background:#fff;border-bottom:1px solid #eef4f8;position:sticky;top:0;z-index:20;box-shadow:0 3px 16px #073b7010}.nav{height:83px;display:flex;align-items:center;justify-content:space-between;gap:18px}.logo{display:flex;align-items:center;gap:12px;color:var(--navy);font-family:Manrope;font-weight:800;font-size:1.18rem;letter-spacing:-.055em;line-height:1.12}.logo-icon{width:44px;height:44px;border-radius:12px;background:var(--navy);position:relative;flex:none}.logo-icon:before,.logo-icon:after{content:"";position:absolute;background:white;border-radius:2px;left:50%;top:50%;transform:translate(-50%,-50%)}.logo-icon:before{width:23px;height:7px}.logo-icon:after{width:7px;height:23px}.logo small{display:block;font-size:.66rem;letter-spacing:.17em;color:var(--blue);font-weight:700}.links{display:flex;align-items:center;gap:27px;font-size:.9rem;font-weight:700}.links a:hover{color:var(--blue)}.lang{border:1px solid var(--line);background:white;border-radius:9px;padding:8px 11px;color:var(--navy);font-weight:800}.hero{background:linear-gradient(119deg,#e9f7ff 0%,#fff 56%,#eef8fd 100%);position:relative;overflow:hidden}.hero:after{content:"";position:absolute;right:-220px;top:-350px;width:730px;height:730px;border:120px solid #d4efff88;border-radius:50%;pointer-events:none}.hero-grid{padding:96px 0 100px;display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:68px;position:relative;z-index:1}.hero h1{color:var(--navy);margin:20px 0 20px}.accent{color:var(--blue)}.lead{font-size:1.16rem;color:#4d6580;max-width:560px}.actions{display:flex;gap:13px;flex-wrap:wrap;margin:29px 0 25px}.checks{display:flex;flex-wrap:wrap;gap:10px 22px;color:#436580;font-size:.86rem;font-weight:700}.checks span:before{content:'✓';color:#079b90;margin-right:7px}.hero-card{position:relative;background:var(--navy);padding:36px;border-radius:28px;color:white;box-shadow:var(--shadow);min-height:420px;overflow:hidden}.hero-card:before{content:"";position:absolute;width:420px;height:420px;right:-250px;top:-170px;border:78px solid #ffffff0d;border-radius:50%}.hero-card .eyebrow{letter-spacing:.15em;font-size:.75rem;font-weight:800;color:#83e3f7}.hero-card h2{font-size:clamp(2rem,3vw,2.9rem);margin:15px 0 35px}.hero-card .choice{display:flex;background:#ffffff13;border:1px solid #ffffff26;border-radius:15px;padding:19px;gap:14px;margin:12px 0;align-items:center;transition:background .2s}.hero-card .choice:hover{background:#ffffff22}.choice .symbol{display:grid;place-items:center;border-radius:12px;width:45px;height:45px;background:#ffffff20;flex:none;font-size:24px}.choice strong{display:block;font-size:1.03rem}.choice small{display:block;color:#d1e8f9;line-height:1.35}.choice .arrow{margin-left:auto;font-size:25px}.section{padding:95px 0}.section-head{text-align:center;max-width:720px;margin:0 auto 42px}.section-head h2{margin:12px 0 17px;color:var(--navy)}.section-head p{color:var(--muted)}.services{display:grid;grid-template-columns:repeat(4,1fr);gap:17px}.service{background:white;border:1px solid var(--line);padding:27px 22px;border-radius:19px;transition:transform .18s,box-shadow .18s}.service:hover{transform:translateY(-4px);box-shadow:0 14px 40px #073b7010}.service .emoji{display:grid;place-items:center;width:55px;height:55px;border-radius:14px;background:var(--sky);font-size:26px;margin-bottom:19px}.service h3{color:var(--navy);margin-bottom:9px}.service p{font-size:.91rem;color:var(--muted);margin:0}.twin{display:grid;grid-template-columns:1fr 1fr;gap:25px}.panel{border-radius:26px;padding:42px 40px;display:flex;flex-direction:column;align-items:flex-start;min-height:380px}.panel.client{background:#edf8ff}.panel.agent{background:var(--navy);color:white}.panel h2{font-size:2.4rem;margin:15px 0}.panel p{max-width:460px}.panel .spacer{flex:1}.panel.agent .mini{color:#8ee5f8}.features{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}.feature{padding:25px 14px}.feature .num{font-size:2.45rem;font-family:Manrope;font-weight:800;color:#acdced;letter-spacing:-.05em}.feature h3{margin:6px 0 9px;color:var(--navy)}.feature p{font-size:.92rem;color:var(--muted)}.forms-section{background:#f5faff}.forms-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:65px;align-items:center}.form-aside h2{color:var(--navy);margin:15px 0 18px}.form-aside p{color:var(--muted)}.form-aside .bullet{padding:13px 0;border-bottom:1px solid var(--line);font-weight:700;color:#3f5b72}.form-box{background:white;border-radius:25px;padding:34px;border:1px solid var(--line);box-shadow:var(--shadow)}.tabs{display:grid;grid-template-columns:1fr 1fr;gap:6px;background:#edf5fb;padding:5px;border-radius:13px;margin-bottom:25px}.tab{border:0;border-radius:9px;padding:12px 5px;background:none;color:var(--muted);font-weight:800}.tab.active{background:white;color:var(--navy);box-shadow:0 2px 10px #12385e16}.form-box h3{font-size:1.6rem;margin-bottom:7px;color:var(--navy)}.form-caption{color:var(--muted);font-size:.89rem;margin-bottom:22px}.form-fields{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:flex;flex-direction:column;gap:6px;font-size:.84rem;font-weight:800;color:var(--navy)}.field.full{grid-column:span 2}.field input,.field select,.field textarea{border:1px solid #d4e3ed;padding:13px;border-radius:10px;background:#fff;outline:none;width:100%;color:var(--ink);font-weight:500}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px #007dc41a}.agree{display:flex;align-items:start;gap:9px;color:#566c7c;font-size:.76rem;line-height:1.5;margin:19px 0}.agree input{margin-top:3px}.submit{width:100%}.footnote{font-size:.74rem;color:#698093;margin-top:12px;text-align:center}.footer{background:var(--deep);color:white;padding:52px 0 27px}.footer-grid{display:flex;justify-content:space-between;align-items:start;gap:45px}.footer p{color:#b9d2e8;max-width:410px;font-size:.88rem}.footer a{color:#bfeaff}.footer-bottom{border-top:1px solid #ffffff22;margin-top:35px;padding-top:20px;font-size:.74rem;color:#a4bacd}.mobile-menu{display:none}.hide{display:none!important}@media(max-width:1000px){.links{gap:14px}.hero-grid{gap:25px}.service{padding:20px}.services{grid-template-columns:repeat(2,1fr)}}@media(max-width:720px){.wrap{width:min(100% - 32px,1180px)}.nav{height:73px}.logo{font-size:1rem}.links>a:not(.lang){display:none}.hero-grid{padding:58px 0 65px;grid-template-columns:1fr;gap:30px}.hero-card{min-height:0;padding:28px}.hero-card h2{margin-bottom:20px}.section{padding:65px 0}.twin,.forms-grid{grid-template-columns:1fr}.forms-grid{gap:24px}.panel{padding:30px;min-height:310px}.features{grid-template-columns:1fr;gap:2px}.feature{padding:13px 0}.footer-grid{display:block}.form-box{padding:22px}.form-fields{grid-template-columns:1fr}.field.full{grid-column:span 1}h1{font-size:3rem}.hero-card h2{font-size:2rem}}@media(max-width:440px){.services{grid-template-columns:1fr}.nav .btn{display:none}.hero h1{font-size:2.55rem}.actions .btn{width:100%}.tabs{font-size:.85rem}}

:root{--blue:#5b9dcc;--navy:#163c5e;--deep:#0b2946;--sky:#ebf6fc}
.brand-image{display:block;width:190px;height:auto;max-height:65px;object-fit:contain;object-position:left center}
.footer .brand-image{width:215px;filter:brightness(0) invert(1)}
@media(max-width:720px){.brand-image{width:145px}.nav .links{gap:8px}.nav .links>a.btn{display:none}}

.hero{background:#e7f3fb}
.hero-photo{position:absolute;inset:0;z-index:0;width:100%;height:100%;object-fit:cover;object-position:center 42%}
.hero-scrim{position:absolute;inset:0;z-index:0;pointer-events:none;background:linear-gradient(102deg,rgba(255,255,255,.94) 0%,rgba(248,252,255,.86) 38%,rgba(255,255,255,.55) 66%,rgba(214,236,248,.28) 100%)}
.hero:after{z-index:0}
.skip{position:absolute;left:12px;top:0;transform:translateY(-120%);z-index:40;background:#fff;color:var(--navy);padding:10px 14px;border-radius:10px;font-weight:800}
.skip:focus{transform:none}

.icon{width:22px;height:22px;display:block;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.emoji{color:var(--blue)}
.emoji .icon{width:26px;height:26px}
.btn .icon{width:18px;height:18px;flex:none}
.links a.btn.primary:hover,
.links a.btn.primary:focus-visible{background:#fff;color:var(--blue);box-shadow:0 10px 24px #5b9dcc33}
.btn{position:relative;isolation:isolate;overflow:hidden;transition:transform .18s,box-shadow .18s,background-color .18s,color .18s}
.btn::before{content:"";position:absolute;z-index:-1;left:var(--lx,50%);top:var(--ly,50%);width:180px;height:180px;transform:translate(-50%,-50%);border-radius:50%;background:radial-gradient(circle,rgba(255,255,255,.72) 0%,rgba(255,255,255,0) 68%);opacity:0;transition:opacity .22s ease;pointer-events:none}
.btn.is-lit::before{opacity:1}
.btn.light::before,
.links a.btn.primary:hover::before,
.links a.btn.primary:focus-visible::before{background:radial-gradient(circle,rgba(91,157,204,.42) 0%,rgba(91,157,204,0) 68%)}
@media (prefers-reduced-motion: reduce){.btn::before{display:none}}